Clear leader
11 companies value 38 bn revenue 18 bn margin — free cash flow — avg. score 2.1
RKT holds 80.7% of the group's value, 9.9x the runner-up
| Rank | Ticker | Company | Share | Value | Revenue | Margin | FCF | 5 years | FCF/px | Yield | What it does · why it is here |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | RKT | Rocket Companies United States · score 1.5 | 81% | 30 bn | 9.9 bn | 4.8% | -0.8 bn | -2.5% | — | Mortgage origination and digital real estate services · Largest US mortgage originator; results very sensitive to interest rates | |
| 2 | PFSI | PennyMac Financial Services United States · score 3.5 | 8% | 3.1 bn | 0.0 bn | 11x | -1.8 bn | -58.6% | 2.1% | Origination and servicing of home mortgages · Originates and services US mortgage portfolios | |
| 3 | UWMC | UWM Holdings United States · score 1.5 | 5% | 1.7 bn | 3.6 bn | -1.0% | -4.9 bn | -289.4% | 6.1% | Mortgage origination through wholesale brokers · Leader in the mortgage broker channel | |
| 4 | WD | Walker & Dunlop, Inc. United States · score 2.7 | 3% | 1.1 bn | 1.3 bn | 3.0% | -0.1 bn | -12.1% | 8.6% | Commercial real estate financing and services · Maryland — assets of $4.9bn | |
| 5 | VEL | Velocity Financial, Inc. United States · score 6.5 | 2% | 0.6 bn | 0.2 bn | 55.7% | 0.0 bn | 3.9% | — | Vertically integrated real estate finance company, founded in 2004 · California — assets of $8bn | |
| 6 | LDI | loanDepot, Inc. United States · score 0.0 | 1% | 0.2 bn | 1.3 bn | -5.5% | -0.3 bn | -161.8% | 1.4% | Residential mortgage origination and real estate services · California — assets of $6.7bn | |
| 7 | ONIT | ONITY GROUP INC. United States · score 3.4 | 1% | 0.2 bn | 1.1 bn | 12.3% | -2.1 bn | -987.6% | — | Mortgage origination and servicing, including reverse mortgages · Florida — assets of $12.4bn | |
| 8 | FOA | Finance of America Companies Inc. United States · score 0.7 | 1% | 0.2 bn | 0.3 bn | -0.1% | -0.6 bn | -287.6% | — | Holding company for home-equity lending for retirement · Texas — assets of $37.3bn | |
| 9 | BETR | Better Home & Finance Holding Co United States · score 0.0 | 1% | 0.2 bn | 0.2 bn | -109.1% | -0.2 bn | -78.0% | — | Mortgages and home loans on a digital platform · New York — assets of $1.5bn | |
| 10 | BLNE | Beeline Holdings, Inc. United States · score 0.0 | 0% | 0.0 bn | 0.0 bn | -212.3% | -0.0 bn | -72.2% | — | Digital mortgage lending · Rhode Island — assets of $63m | |
| 11 | CNF | CNFinance Holdings Ltd. China · score 3.7 | — | — | 0.0 bn | -736.0% | 0.0 bn | — | — | Real estate-secured lending in China · China — assets of $1.5bn |
Other industries in the same sector
- Sector overview
- Global banks (US) 4 companies
- Payments 7 companies
- International banks 22 companies
- Diversified holding companies 36 companies
- Continental European banks 5 companies
- Asian banks 6 companies
- Investment banks 13 companies
- Exchanges and financial data 12 companies
- Property and casualty insurance 27 companies
- Life insurance and annuities 24 companies
- Alternative assets and private equity 21 companies
- Traditional asset management 22 companies
and 31 industries more
- Insurance brokerage 27 companies
- Regional banks — US South 94 companies
- Regional banks — US Midwest 64 companies
- Brokerage and custody 16 companies
- Regional banks — US Northeast 75 companies
- UK banks 3 companies
- Indian banks 2 companies
- Payments infrastructure and fintech 26 companies
- Consumer credit and cards 18 companies
- Specialty insurance 29 companies
- Listed infrastructure 5 companies
- Custody and asset servicing 3 companies
- Digital and crypto brokerages 14 companies
- Digital banks 8 companies
- Regional banks — US West 50 companies
- Reinsurance 8 companies
- Crypto treasuries 50 companies
- Consumer lending fintech 22 companies
- BDCs (private credit) 50 companies
- Mortgage REITs (mREITs) 40 companies
- Crypto mining 34 companies
- Electronic trading platforms 3 companies
- Boutique investment banks 11 companies
- Stablecoins and crypto infrastructure 20 companies
- Title insurance 5 companies
- Cross-border remittances 5 companies
- Auto finance 4 companies
- Latin American fintech 3 companies
- Government-backed mortgage finance 3 companies
- Insurtech 4 companies
- Financial services (diversified) 3 companies
What this is. A catalogue, not a guide. Every industry with stocks listed on the NYSE or NASDAQ, the companies contending for its leadership, what each one does according to its own annual report, and the balance sheet it filed with the SEC.
The score runs from 0 to 10 and compares each company with every other one in the almanac on cash generation, profitability, debt, dividends and consistency over the last five years. The higher it is, the better the company fares in that comparison. Curious how much each part weighs? Ask at the bottom of the page.
The score runs from 0 to 10 and compares each company with every other one in the almanac on cash generation, profitability, debt, dividends and consistency over the last five years. The higher it is, the better the company fares in that comparison. Curious how much each part weighs? Ask at the bottom of the page.