Evenly matched
22 companies value 1.4 tn revenue 358 bn margin — free cash flow — avg. score 6.1
HSBC holds 22.5% of the group's value, 1.2x the runner-up
| Rank | Ticker | Company | Share | Value | Revenue | Margin | FCF | 5 years | FCF/px | Yield | What it does · why it is here |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | HSBC | HSBC Holdings United Kingdom · score 7.3 | 23% | 319 bn | 72 bn | 36.2% | 96 bn | 30.2% | 4.5% | Retail and wholesale banking and wealth management, with Hong Kong and the UK as its largest markets · Europe's largest bank; a financial bridge between Asia and the West | |
| 2 | RY | Royal Bank of Canada Canada · score 6.4 | 19% | 275 bn | 51 bn | 32.0% | 57 bn | 20.6% | — | Retail banking, wealth management, insurance and investment banking, from Canada · Canada's largest bank; one of the world's most solid banking systems | |
| 3 | TD | Toronto-Dominion Bank Canada · score 6.1 | 14% | 203 bn | 46 bn | 25.0% | 5.4 bn | 2.7% | 2.7% | Retail and commercial banking in Canada and the United States · Canada's 2nd largest bank, with strong US retail banking | |
| 4 | BMO | Bank of Montreal Canada · score 6.6 | 8% | 118 bn | 27 bn | 23.7% | 36 bn | 30.5% | 3.1% | Retail, commercial and investment banking in Canada · Canada's oldest bank; dividends paid since 1829 | |
| 5 | BNS | BANK OF NOVA SCOTIA Canada · score 6.8 | 8% | 113 bn | 28 bn | 25.3% | 5.0 bn | 4.4% | 3.8% | Banking, wealth management and investment banking in Canada, Mexico, Chile, Peru and the Caribbean · Canada — assets of $1102bn | |
| 6 | ITUB | Itau Unibanco Brazil · score 4.3 | 7% | 104 bn | 33 bn | 27.3% | -2.5 bn | -2.4% | — | Retail and wholesale banking and wealth management in Brazil and Latin America · Latin America's largest private bank; ~20% return on equity | |
| 7 | CM | CANADIAN IMPERIAL BANK OF COMMERCE /CAN/ Canada · score 6.2 | 7% | 104 bn | 23 bn | 31.4% | 10 bn | 9.7% | — | Canadian retail and commercial bank · Canada — assets of $838bn | |
| 8 | BBD | Banco Bradesco Brazil · score 5.3 | 3% | 44 bn | 15 bn | 32.7% | -13 bn | -30.5% | 5.3% | Retail banking, insurance and pensions in Brazil · One of Brazil's largest private banks, in restructuring | |
| 9 | BAP | Credicorp Peru · score 6.8 | 2% | 31 bn | 8.3 bn | 24.8% | 2.4 bn | 7.9% | 3.0% | Banking, microfinance, insurance and wealth management in Peru · Peru's largest financial group | |
| 10 | CIB | Grupo Cibest S.A. Colombia · score 6.7 | 2% | 23 bn | 6.9 bn | 17.7% | 3.1 bn | 13.7% | 7.1% | Colombia's largest banking group (Bancolombia), with banks also in El Salvador, Panama and Guatemala · Colombia — assets of $118bn | |
| 11 | BSBR | Banco Santander (Brasil) S.A. Brazil · score 6.5 | 2% | 21 bn | 15 bn | 17.3% | 1.0 bn | 4.7% | — | Retail and wholesale bank in Brazil, part of the Santander group · Brazil — assets of $253bn | |
| 12 | BCH | BANK OF CHILE Chile · score 6.6 | 1% | 20 bn | 3.1 bn | 39.1% | 0.8 bn | 4.2% | 5.2% | Retail and corporate bank in Chile, controlled by the Luksic group · Chile — assets of $55.3bn | |
| 13 | BSAC | BANCO SANTANDER CHILE Chile · score 4.9 | 1% | 15 bn | 2.8 bn | 38.4% | -0.0 bn | -0.2% | 4.0% | Chile's largest bank by loans, controlled by Spain's Santander · Chile — assets of $69.6bn | |
| 14 | IFS | Intercorp Financial Services Inc. Peru · score 6.8 | 0% | 6.0 bn | 1.7 bn | 33.2% | 0.4 bn | 7.4% | 2.0% | Banking (Interbank), insurance (Interseguro) and wealth management in Peru · Peru — assets of $28.7bn | |
| 15 | AVAL | Grupo Aval Acciones Y Valores S.A. Colombia · score 7.1 | 0% | 5.6 bn | 14 bn | 7.2% | 2.1 bn | 37.7% | 3.5% | Colombian banking group: Banco de Bogotá, Banco de Occidente, Banco Popular, AV Villas and the Porvenir pension fund · Colombia — assets of $108bn | |
| 16 | GGAL | GRUPO FINANCIERO GALICIA SA Argentina · score 3.9 | 0% | 5.6 bn | 4.2 bn | 3.3% | -1.1 bn | -18.7% | 3.8% | Banco Galicia, the Naranja X digital lender, insurance and asset management in Argentina · Argentina — assets of $30bn | |
| 17 | BMA | Macro Bank Inc. Argentina · score 6.0 | 0% | 4.0 bn | 2.5 bn | 7.6% | 0.3 bn | 6.3% | 2.5% | Bank with one of Argentina's largest branch networks, strong in the provinces · Argentina — assets of $15.2bn | |
| 18 | BBAR | Banco BBVA Argentina S.A. Argentina · score 6.2 | 0% | 2.6 bn | 2.1 bn | 10.3% | 0.7 bn | 25.6% | 0.4% | Bank in Argentina, controlled by Spain's BBVA · Argentina — assets of $16.7bn | |
| 19 | NTB | Bank of N.T. Butterfield & Son Ltd Bermuda · score 7.5 | 0% | 2.3 bn | 0.6 bn | 38.2% | 0.3 bn | 12.0% | 3.3% | Banking and trust services in Bermuda · Bermuda — assets of $14.1bn | |
| 20 | BLX | BLADEX, INC. Panama · score 7.2 | 0% | 2.0 bn | 0.3 bn | 66.8% | 0.8 bn | 38.2% | 4.5% | Multinational foreign trade bank of Latin America, from Panama · Panama — assets of $12.8bn | |
| 21 | AGBK | AGI Inc Brazil · score 5.5 | 0% | 1.1 bn | 0.9 bn | 23.5% | -0.1 bn | -8.1% | 3.1% | Bank focused on payroll loans to social security retirees and workers (Agibank), with stores and an app in Brazil · Brazil — assets of $9.5bn | |
| 22 | SUPV | Grupo Supervielle S.A. Argentina · score 3.3 | 0% | 0.6 bn | 0.5 bn | -5.1% | 0.3 bn | 50.4% | 3.5% | Banking, consumer credit, insurance and brokerage in Argentina · Argentina — assets of $5.1bn |
Other industries in the same sector
- Sector overview
- Global banks (US) 4 companies
- Payments 7 companies
- Diversified holding companies 36 companies
- Continental European banks 5 companies
- Asian banks 6 companies
- Investment banks 13 companies
- Exchanges and financial data 12 companies
- Property and casualty insurance 27 companies
- Life insurance and annuities 24 companies
- Alternative assets and private equity 21 companies
- Traditional asset management 22 companies
- Insurance brokerage 27 companies
and 31 industries more
- Regional banks — US South 94 companies
- Regional banks — US Midwest 64 companies
- Brokerage and custody 16 companies
- Regional banks — US Northeast 75 companies
- UK banks 3 companies
- Indian banks 2 companies
- Payments infrastructure and fintech 26 companies
- Consumer credit and cards 18 companies
- Specialty insurance 29 companies
- Listed infrastructure 5 companies
- Custody and asset servicing 3 companies
- Digital and crypto brokerages 14 companies
- Digital banks 8 companies
- Regional banks — US West 50 companies
- Reinsurance 8 companies
- Crypto treasuries 50 companies
- Consumer lending fintech 22 companies
- BDCs (private credit) 50 companies
- Mortgage REITs (mREITs) 40 companies
- Crypto mining 34 companies
- Mortgage origination 11 companies
- Electronic trading platforms 3 companies
- Boutique investment banks 11 companies
- Stablecoins and crypto infrastructure 20 companies
- Title insurance 5 companies
- Cross-border remittances 5 companies
- Auto finance 4 companies
- Latin American fintech 3 companies
- Government-backed mortgage finance 3 companies
- Insurtech 4 companies
- Financial services (diversified) 3 companies
What this is. A catalogue, not a guide. Every industry with stocks listed on the NYSE or NASDAQ, the companies contending for its leadership, what each one does according to its own annual report, and the balance sheet it filed with the SEC.
The score runs from 0 to 10 and compares each company with every other one in the almanac on cash generation, profitability, debt, dividends and consistency over the last five years. The higher it is, the better the company fares in that comparison. Curious how much each part weighs? Ask at the bottom of the page.
The score runs from 0 to 10 and compares each company with every other one in the almanac on cash generation, profitability, debt, dividends and consistency over the last five years. The higher it is, the better the company fares in that comparison. Curious how much each part weighs? Ask at the bottom of the page.